VIA MEDICA

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Cardiology Journal formerly Folia Cardiologica

/Cardiology Journal formerly Folia Cardiologica

Payment with credit card

Safe transactions with credit card

If you choose payment with credit card the system will connect you with a secure link to eCardbanking center authorization server .

This is a direct link and no one from the e-shop has access to your data nor is it collected in any form.
The authorization process and the link between your computer and authorization center server and banking system are protected with very strong coding protocols SSL and SET.

SSL is a worldwide standard for coding of all the information transferred between computers via Internet. SSL allows for a safe link between your computer and internet servers. It codes data entering and leaving your computer so as no one can see important information (e.g. your personal data or your credit card details).

SET (Secure Electronic Transactions), used only in eCard, system is a special coding protocol used for transfer of credit card transactions details via Internet. Thanks to SET this information is send in a most secure way. Standards of the SET protocol, thanks to a system of certificates, verify all the key points of transaction from e-shop through authorization center to the bank issuing the credit card. The SET protocol verifies and identifies even separate computers taking part in the authorization process.

Additionally if you enter the CVV2/CVC2 code (last three numbers on the reverse of your credit card entered on the field with your signature ) we assure even greater security of internet transactions.
CVV2/CVC2 is entered only on your credit card and in the system of the issuing bank. It is not printed on bills from EFTPOS (electronic funds transfer at a point of sale) terminals nor in any other places. The CVV2/CVC2 code verification is a worldwide standard.

Owing to advanced technologies used during credit card authorization via internet, the details of your credit card will never reach the personnel of the e-shop.

What kinds of charge cards may be used during e-shopping?

Currently the most popular cards are credit cards with all the details embossed , signed by Visa International or Europay/MasterCard International. The kind of charge cards used during e-shopping depends on the issuing bank.

Can debit cards like Visa Electron or Maestro be used during e-shopping?

In most of the cases debit cards can not be used during e-shopping. Banks are rather reluctant in allowing for internet shopping with debit cards with the number printed on like Visa Electron or Maestro. In Poland e-shopping with Visa Electron is available for clients of Inteligo. For more details concerning debit card payment in internet please contact your bank.

What is an authorization process ?

During authorization the system checks if there is enough money for the transaction on the account. After positive authorization the balance is being reduced and the system reserves money for the transaction. The authorization does not remove resources from the account, this occurs when the transaction is completed.

3D Secure

3D Secure is a new technology for internet transaction processing prepared and adopted by both Visa and MasterCard.
The branding within the card organisations is Verified by Visa and MasterCard secureCode.
The main idea of the system is very simple. The card issuer provides each cardholder with the possibility of establishing a special passoword used only for internet transactions. This password is entered by the cardholder in a special pop-up window at the moment of finalising the transaction with the merchant. This password is sent and verified by the issuer. When the verification fails there is no authorisation process and the transaction cannot be fulfilled.
The whole process lasts a bit more that 10 seconds. When the verification is positive the transaction goes trough the normal authorisation process (checking whether there are sufficent funds on the card account or is the card valid)
If anyone comes into possesion of the card number and expiry date or the card itself - the transaction will not be performed without the password.
Each transaction conducted using the password will be treated by the issuer as a genuine transaction.

This website is an educational rather than a consultation tool. The authors have, as far as it is possible, taken care to ensure that the information given in this website is accurate and up to date. However, the ultimate decisions concerning implementation of therapy should be based on the careful review of the manufacturer's current product information, latest legislations and standards of practice. Neither the authors, nor the consultants nor the publisher, can accept any legal responsibility for any errors or omissions that may be made in the course of implementation of the information contained herein.